Major Rating Factors:
                     Strong long-term capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level. Excellent profitability index (8.9) with operating gains in each of the last five years.
                
            
                    Other Rating Factors:
                     Superior liquidity (9.5) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.1). Stability strengths include excellent operational trends and excellent risk diversification.
                
            
                    Stability Factors:
                    			R - Concerns about the financial strength of its reinsurers.
			T - Significant trends in critical asset, liability, income or expense items.
                
            
                    Principal Lines of Business:
                    Other (100%)
                
            
                    Licensed in:
                    All states
                
            
                    Principal Investments:
                    Investment grade bonds (84.1%), cash (10.2%), common stock (3.3%), non investment grade bonds (0.4%), other (1.9%)
                
            Corporate Info
    Group Affiliation
        iA Financial Corporation Inc
    Investment Rating
        
    Company Address
        
                
                     15920 Addison Road 
Addison, TX 75001
    Addison, TX 75001
Phone Number
        (800) 282-8913
    NAIC Number
          16705
    Website
        
    Largest Affiliates