B
American Mercury Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
10,968
2,991
13,959
21.43%
22.82%
2022
7,992
2,564
10,556
24.29%
23.10%
2021
6,061
1,643
7,704
21.33%
22.81%
2020
4,942
1,542
6,484
23.78%
21.51%
2019
6,211
2,291
8,502
26.95%
22.66%
2018
5,696
2,043
7,739
26.40%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
424
149
573
26.00%
47.27%
2022
472
147
619
23.75%
45.41%
2021
428
147
575
25.57%
44.40%
2020
434
132
566
23.32%
42.42%
2019
650
207
857
24.15%
44.33%
2018
614
178
792
22.47%
44.16%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
5,452
3,507
8,959
39.14%
36.96%
2022
2,907
1,712
4,619
37.06%
37.08%
2021
3,139
1,279
4,418
28.95%
39.17%
2020
1,399
467
1,866
25.03%
35.42%
2019
956
440
1,396
31.52%
35.34%
2018
478
252
730
34.52%
34.35%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
64
23
87
26.44%
16.34%
2022
55
17
72
23.61%
11.13%
2021
75
19
94
20.21%
18.93%
2020
96
30
126
23.81%
20.93%
2019
195
64
259
24.71%
16.90%
2018
496
168
664
25.30%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
3,477
1,338
4,815
27.79%
44.64%
2022
3,130
1,262
4,392
28.73%
46.15%
2021
2,050
692
2,742
25.24%
46.87%
2020
1,833
653
2,486
26.27%
43.90%
2019
2,696
947
3,643
26.00%
42.09%
2018
2,624
883
3,507
25.18%
39.60%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
7,389
4,281
11,670
36.68%
4.57%
2022
7,416
3,859
11,275
34.23%
4.29%
2021
7,943
3,916
11,859
33.02%
5.64%
2020
8,247
3,974
12,221
32.52%
5.60%
2019
8,742
4,866
13,608
35.76%
6.35%
2018
9,908
5,124
15,032
34.09%
9.76%