C
Fortegra Spclty Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.02
Risk Adjusted
Capital Ratio #2
0.65
Loss
Ratio
57.42%
Total
Assets
968.64M
Capital
210.77M
Net
Premiums
200.03M
Net
Income
11.86M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3,948
302
4,250
7.11%
23.31%
2023
3,422
467
3,889
12.01%
22.83%
2022
726
57
783
7.28%
23.10%
2021
0
0
0
0.00%
22.81%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
410
69
479
14.41%
47.45%
2023
449
301
750
40.13%
47.29%
2022
95
90
185
48.65%
45.44%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
446
200
646
30.96%
41.74%
2023
405
267
672
39.73%
38.64%
2022
17
44
61
72.13%
39.39%
2021
0
0
0
0.00%
40.41%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3,576
613
4,189
14.63%
39.58%
2023
925
249
1,174
21.21%
36.96%
2022
59
23
82
28.05%
37.07%
2021
0
0
0
0.00%
39.17%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,193
231
1,424
16.22%
81.44%
2023
2,755
124
2,879
4.31%
74.87%
2022
175
10
185
5.41%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
22,745
293
23,038
1.27%
12.32%
2023
20,461
263
20,724
1.27%
16.34%
2022
4,300
61
4,361
1.40%
11.13%
2021
0
0
0
0.00%
18.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
139
223
362
61.60%
45.22%
2023
191
226
417
54.20%
44.64%
2022
121
88
209
42.11%
46.15%
2021
0
0
0
0.00%
46.87%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
60,697
20
60,717
0.03%
4.30%
2023
67,417
16
67,433
0.02%
4.57%
2022
16,505
11
16,516
0.07%
4.29%
2021
0
0
0
0.00%
5.64%