Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3
2
5
40.00%
23.88%
2024
45
31
76
40.79%
23.31%
2023
241
159
400
39.75%
22.83%
2022
63
19
82
23.17%
23.10%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
104
292
396
73.74%
49.08%
2024
208
559
767
72.88%
47.46%
2023
186
338
524
64.50%
47.29%
2022
142
100
242
41.32%
45.44%
2021
0
11
11
100.00%
44.40%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2
1
3
33.33%
42.44%
2024
0
0
0
0.00%
41.75%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
13
6
19
31.58%
39.58%
2023
30
29
59
49.15%
36.96%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3
22
25
88.00%
83.87%
2024
0
7
7
100.00%
81.44%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
12
13
92.31%
13.25%
2024
3
20
23
86.96%
12.32%
2023
2
0
2
0.00%
16.34%
2022
0
1
1
100.00%
11.13%
2021
0
0
0
0.00%
18.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
1
2
50.00%
45.21%
2024
5,580
11,766
17,346
67.83%
45.23%
2023
508
1,696
2,204
76.95%
44.64%
2022
0
5
5
100.00%
46.15%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,041
217
1,258
17.25%
34.83%
2024
759
114
873
13.06%
35.33%
2023
124
33
157
21.02%
35.67%