C
Tower Hill Ins Exchange
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.74
Risk Adjusted
Capital Ratio #2
1.86
Loss
Ratio
38.34%
Total
Assets
701.37M
Capital
420.10M
Net
Premiums
266.44M
Net
Income
-4.04M
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Weiss Ratings Tower Hill Ins Exchange
Gainesville, FL 		Click to
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Rating C
Capitalization Index 8.30
Investment Safety Index --
Liquidity Index 6.00
Profitability Index 2.70
Reserve Adequacy Index 7.30
Stability Index 6.50
Company Info Tower Hill Ins Exchange
Gainesville, FL 		Click to
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Industry P&C
NAIC Number 17179
Phone Number (800) 509-1592
Website www.thig.com
Address 7201 NW 11th Place Gainesville, FL 32605
Balance Sheet Tower Hill Ins Exchange
Gainesville, FL 		Click to
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Total Assets 701.37M
Capital and Reserves Tower Hill Ins Exchange
Gainesville, FL 		Click to
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Risk-Adjusted Capital Ratio #1 2.74
Risk-Adjusted Capital Ratio #2 1.86
1-Year Reserve Development -700.00%
2-Year Reserve Development -630.00%
Capital 420.10M
Premium to Surplus 60.00%
Reserves to Surplus 10.00%
Investments Tower Hill Ins Exchange
Gainesville, FL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Tower Hill Ins Exchange
Gainesville, FL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 70.00%
Expense Ratio 30.00%
Loss Ratio 38.34%
Net Premium Growth 250.00%
Other Medical Tower Hill Ins Exchange
Gainesville, FL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Tower Hill Ins Exchange
Gainesville, FL 		Click to
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Net Income -4.04M
Net Premium 266.44M
Health Premium --