C
Kemper Reciprocal
Chicago,  IL
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.80
Risk Adjusted
Capital Ratio #2
0.70
Loss
Ratio
78.81%
Total
Assets
56.67M
Capital
20.43M
Net
Premiums
27.56M
Net
Income
-3.42M
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Weiss Ratings Kemper Reciprocal
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Rating C
Capitalization Index 4.30
Investment Safety Index --
Liquidity Index 9.00
Profitability Index 2.20
Reserve Adequacy Index 4.10
Stability Index 5.80
Company Info Kemper Reciprocal
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Industry P&C
NAIC Number 17513
Phone Number (312) 661-4600
Website www.kemper.com
Address 200 East Randolph Street Chicago, IL 60601
Balance Sheet Kemper Reciprocal
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Total Assets 56.67M
Capital and Reserves Kemper Reciprocal
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Risk-Adjusted Capital Ratio #1 0.80
Risk-Adjusted Capital Ratio #2 0.70
1-Year Reserve Development 230.00%
2-Year Reserve Development 0.00%
Capital 20.43M
Premium to Surplus 170.00%
Reserves to Surplus 60.00%
Investments Kemper Reciprocal
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Kemper Reciprocal
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Medical Loss Ratio --
Cash From Underwriting 130.00%
Combined Ratio 120.00%
Expense Ratio 40.00%
Loss Ratio 78.81%
Net Premium Growth 4,140.00%
Other Medical Kemper Reciprocal
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Kemper Reciprocal
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Net Income -3.42M
Net Premium 27.56M
Health Premium --