C
Garfield Casualty Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
12.46
Risk Adjusted
Capital Ratio #2
7.40
Loss
Ratio
190.78%
Total
Assets
6.27M
Capital
6.21M
Net
Premiums
11.26K
Net
Income
51.81K
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Weiss Ratings Garfield Casualty Co
Karnes City, TX 		Click to
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Rating C
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 10.00
Profitability Index 4.90
Reserve Adequacy Index 3.60
Stability Index 1.30
Company Info Garfield Casualty Co
Karnes City, TX 		Click to
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Industry P&C
NAIC Number 17622
Phone Number (830) 780-2444
Website www.garfieldins.com
Address 919 S. Panna Maria Avenue Karnes City, TX 78118
Balance Sheet Garfield Casualty Co
Karnes City, TX 		Click to
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Total Assets 6.27M
Capital and Reserves Garfield Casualty Co
Karnes City, TX 		Click to
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Risk-Adjusted Capital Ratio #1 12.46
Risk-Adjusted Capital Ratio #2 7.40
1-Year Reserve Development 0.00%
2-Year Reserve Development 0.00%
Capital 6.21M
Premium to Surplus 0.00%
Reserves to Surplus 0.00%
Investments Garfield Casualty Co
Karnes City, TX 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Garfield Casualty Co
Karnes City, TX 		Click to
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Medical Loss Ratio --
Cash From Underwriting -1,190.00%
Combined Ratio 320.00%
Expense Ratio 130.00%
Loss Ratio 190.78%
Net Premium Growth --
Other Medical Garfield Casualty Co
Karnes City, TX 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Garfield Casualty Co
Karnes City, TX 		Click to
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Net Income 51.81K
Net Premium 11.26K
Health Premium --