C
Garfield Casualty Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
11.75
Risk Adjusted
Capital Ratio #2
6.95
Loss
Ratio
43.75%
Total
Assets
6.41M
Capital
6.32M
Net
Premiums
29.07K
Net
Income
102.81K
My Lists My Alerts
Weiss Ratings Garfield Casualty Co
Karnes City, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 10.00
Profitability Index 4.90
Reserve Adequacy Index 3.60
Stability Index 3.00
Company Info Garfield Casualty Co
Karnes City, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 17622
Phone Number (830) 780-2444
Website garfieldins.com
Address 919 S. Panna Maria Avenue Karnes City, TX 78118
Balance Sheet Garfield Casualty Co
Karnes City, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 6.41M
Capital and Reserves Garfield Casualty Co
Karnes City, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 11.75
Risk-Adjusted Capital Ratio #2 6.95
1-Year Reserve Development 0.00%
2-Year Reserve Development 0.00%
Capital 6.32M
Premium to Surplus 0.00%
Reserves to Surplus 0.00%
Investments Garfield Casualty Co
Karnes City, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Garfield Casualty Co
Karnes City, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 130.00%
Expense Ratio 90.00%
Loss Ratio 43.75%
Net Premium Growth 270.00%
Other Medical Garfield Casualty Co
Karnes City, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Garfield Casualty Co
Karnes City, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 102.81K
Net Premium 29.07K
Health Premium --