B
Lancaster Mutual Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
17
5
22
22.73%
41.49%
2023
15
6
21
28.57%
38.64%
2022
7
6
13
46.15%
39.39%
2021
8
7
15
46.67%
40.41%
2020
4
3
7
42.86%
48.09%
2019
13
16
29
55.17%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
221
80
301
26.58%
39.63%
2023
247
52
299
17.39%
36.96%
2022
205
82
287
28.57%
37.07%
2021
224
107
331
32.33%
39.17%
2020
228
107
335
31.94%
35.42%
2019
295
164
459
35.73%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
0
1
0.00%
12.77%
2022
0
1
1
100.00%
11.13%
2020
2
0
2
0.00%
20.93%