B
The Philadelphia Contributions
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
722
422
1,144
36.89%
39.58%
2023
782
423
1,205
35.10%
36.96%
2022
867
420
1,287
32.63%
37.07%
2021
1,463
822
2,285
35.97%
39.17%
2020
1,635
838
2,473
33.89%
35.42%
2019
1,583
756
2,339
32.32%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
5
6
83.33%
12.32%
2023
1
5
6
83.33%
16.34%
2022
0
4
4
100.00%
11.13%
2021
2
8
10
80.00%
18.93%
2020
2
14
16
87.50%
20.93%
2019
3
10
13
76.92%
16.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
35.33%
2023
0
0
0
0.00%
35.67%
2022
0
0
0
0.00%
37.14%
2021
0
0
0
0.00%
35.46%
2020
0
0
0
0.00%
33.86%
2019
0
0
0
0.00%
34.01%