B
Cloister Mutl Cas Ins Co
Ephrata,  PA
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.60
Risk Adjusted
Capital Ratio #2
2.80
Loss
Ratio
72.34%
Total
Assets
13.44M
Capital
9.88M
Net
Premiums
1.29M
Net
Income
-766.91K
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Weiss Ratings Cloister Mutl Cas Ins Co
Ephrata, PA 		Click to
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Rating B
Capitalization Index 9.60
Investment Safety Index --
Liquidity Index 7.10
Profitability Index 4.30
Reserve Adequacy Index 9.10
Stability Index 3.80
Company Info Cloister Mutl Cas Ins Co
Ephrata, PA 		Click to
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Industry P&C
NAIC Number 18007
Phone Number (717) 733-8648
Website --
Address 1 East Main Street Ephrata, PA 17522
Balance Sheet Cloister Mutl Cas Ins Co
Ephrata, PA 		Click to
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Total Assets 13.44M
Capital and Reserves Cloister Mutl Cas Ins Co
Ephrata, PA 		Click to
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Risk-Adjusted Capital Ratio #1 4.60
Risk-Adjusted Capital Ratio #2 2.80
1-Year Reserve Development -30.00%
2-Year Reserve Development -30.00%
Capital 9.88M
Premium to Surplus 10.00%
Reserves to Surplus 10.00%
Investments Cloister Mutl Cas Ins Co
Ephrata, PA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Cloister Mutl Cas Ins Co
Ephrata, PA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 130.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 72.34%
Net Premium Growth 650.00%
Other Medical Cloister Mutl Cas Ins Co
Ephrata, PA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Cloister Mutl Cas Ins Co
Ephrata, PA 		Click to
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Net Income -766.91K
Net Premium 1.29M
Health Premium --