Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
167
69
236
29.24%
23.88%
2024
541
319
860
37.09%
23.31%
2023
578
398
976
40.78%
22.83%
2022
610
470
1,080
43.52%
23.10%
2021
573
456
1,029
44.31%
22.81%
2020
526
339
865
39.19%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
545
521
1,066
48.87%
49.08%
2024
399
472
871
54.19%
47.46%
2023
433
522
955
54.66%
47.29%
2022
490
578
1,068
54.12%
45.44%
2021
508
599
1,107
54.11%
44.40%
2020
467
567
1,034
54.84%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
268
147
415
35.42%
42.44%
2024
666
1,681
2,347
71.62%
41.75%
2023
944
1,765
2,709
65.15%
38.64%
2022
626
633
1,259
50.28%
39.39%
2021
687
905
1,592
56.85%
40.41%
2020
527
865
1,392
62.14%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
38.98%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
0
0
0.00%
95.22%
2022
0
0
0
0.00%
96.00%
2021
0
0
0
0.00%
93.58%
2020
0
0
0
0.00%
94.02%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
22
2
24
8.33%
83.87%
2024
0
21
21
100.00%
81.44%
2023
0
10
10
100.00%
74.87%
2022
1
13
14
92.86%
72.69%
2021
1
18
19
94.74%
79.01%
2020
41
35
76
46.05%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
118
96
214
44.86%
13.25%
2024
204
393
597
65.83%
12.32%
2023
265
474
739
64.14%
16.34%
2022
255
604
859
70.31%
11.13%
2021
270
741
1,011
73.29%
18.93%
2020
259
867
1,126
77.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2020
0
0
0
0.00%
43.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
84.35%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
63.59%
2024
0
0
0
0.00%
63.97%
2023
0
1
1
100.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
1
1
100.00%
62.74%
2020
0
1
1
100.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
8,887
9,071
17,958
50.51%
34.83%
2024
1,776
428
2,204
19.42%
35.33%
2023
2,106
531
2,637
20.14%
35.67%
2022
2,459
845
3,304
25.58%
37.14%
2021
2,470
937
3,407
27.50%
35.46%
2020
2,367
763
3,130
24.38%
33.86%