D
United Heritage P&C Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.30
Risk Adjusted
Capital Ratio #2
0.20
Loss
Ratio
116.27%
Total
Assets
7.44M
Capital
2.02M
Net
Premiums
1.34M
Net
Income
-4.89M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
423
40
463
8.64%
22.80%
2023
1,023
140
1,163
12.04%
22.83%
2022
1,041
87
1,128
7.71%
23.10%
2021
1,265
174
1,439
12.09%
22.81%
2020
1,284
203
1,487
13.65%
21.51%
2019
1,536
348
1,884
18.47%
22.66%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4
0
4
0.00%
41.49%
2023
4
2
6
33.33%
38.64%
2022
3
1
4
25.00%
39.39%
2021
2
1
3
33.33%
40.41%
2020
6
7
13
53.85%
48.09%
2019
5
4
9
44.44%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
547
182
729
24.97%
39.63%
2023
618
238
856
27.80%
36.96%
2022
600
233
833
27.97%
37.07%
2021
964
358
1,322
27.08%
39.17%
2020
1,100
391
1,491
26.22%
35.42%
2019
742
340
1,082
31.42%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.77%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
123
42
165
25.45%
45.00%
2023
223
82
305
26.89%
44.64%
2022
250
80
330
24.24%
46.15%
2021
252
109
361
30.19%
46.87%
2020
270
91
361
25.21%
43.90%
2019
325
106
431
24.59%
42.09%