A
Travelers Casualty & Surety Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
132,236
10,593
142,829
7.42%
22.80%
2023
141,889
11,413
153,302
7.44%
22.83%
2022
140,443
11,530
151,973
7.59%
23.10%
2021
125,567
9,878
135,445
7.29%
22.81%
2020
110,256
8,809
119,065
7.40%
21.51%
2019
132,404
11,549
143,953
8.02%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3,981
6,564
10,545
62.25%
47.78%
2023
4,019
6,181
10,200
60.60%
47.29%
2022
3,842
5,599
9,441
59.31%
45.44%
2021
3,917
4,877
8,794
55.46%
44.40%
2020
4,258
4,948
9,206
53.75%
42.45%
2019
6,232
5,943
12,175
48.81%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3,028
3,355
6,383
52.56%
41.49%
2023
3,283
3,322
6,605
50.30%
38.64%
2022
3,261
3,169
6,430
49.28%
39.39%
2021
3,620
3,772
7,392
51.03%
40.41%
2020
3,813
6,058
9,871
61.37%
48.09%
2019
4,037
6,995
11,032
63.41%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
38,504
2,200
40,704
5.40%
39.63%
2023
41,854
2,843
44,697
6.36%
36.96%
2022
34,302
2,265
36,567
6.19%
37.07%
2021
36,328
2,653
38,981
6.81%
39.17%
2020
35,341
1,823
37,164
4.91%
35.42%
2019
29,377
1,500
30,877
4.86%
35.34%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
92.34%
2023
0
0
0
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
2021
0
0
0
0.00%
91.74%
2020
0
0
0
0.00%
93.85%
2019
0
0
0
0.00%
93.92%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
75
39
114
34.21%
81.20%
2023
57
35
92
38.04%
74.87%
2022
60
42
102
41.18%
72.69%
2021
57
33
90
36.67%
79.01%
2020
60
31
91
34.07%
80.13%
2019
60
25
85
29.41%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
338
1,500
1,838
81.61%
12.77%
2023
325
1,400
1,725
81.16%
16.34%
2022
349
1,262
1,611
78.34%
11.13%
2021
381
761
1,142
66.64%
18.93%
2020
406
731
1,137
64.29%
20.93%
2019
517
1,284
1,801
71.29%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
20,087
5,290
25,377
20.85%
45.00%
2023
21,529
5,308
26,837
19.78%
44.64%
2022
20,100
5,740
25,840
22.21%
46.15%
2021
18,748
4,378
23,126
18.93%
46.87%
2020
17,615
3,276
20,891
15.68%
43.90%
2019
24,890
4,531
29,421
15.40%
42.09%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
83.13%
2023
0
0
0
0.00%
68.07%
2022
0
1
1
100.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
2019
0
0
0
0.00%
81.57%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
17
86
103
83.50%
64.02%
2023
21
70
91
76.92%
62.55%
2022
19
60
79
75.95%
56.52%
2021
35
41
76
53.95%
62.74%
2020
27
41
68
60.29%
61.51%
2019
26
64
90
71.11%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
9,529
3,577
13,106
27.29%
35.29%
2023
9,683
3,579
13,262
26.99%
35.67%
2022
10,016
4,224
14,240
29.66%
37.14%
2021
9,966
2,120
12,086
17.54%
35.46%
2020
9,545
3,427
12,972
26.42%
33.86%
2019
13,562
2,522
16,084
15.68%
34.01%