Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
17,719
1,405
19,124
7.35%
23.31%
2023
19,024
1,516
20,540
7.38%
22.83%
2022
18,830
1,536
20,366
7.54%
23.10%
2021
16,835
1,308
18,143
7.21%
22.81%
2020
14,776
1,161
15,937
7.28%
21.51%
2019
17,745
1,543
19,288
8.00%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
522
857
1,379
62.15%
47.44%
2023
525
814
1,339
60.79%
47.29%
2022
511
732
1,243
58.89%
45.44%
2021
518
638
1,156
55.19%
44.40%
2020
558
651
1,209
53.85%
42.45%
2019
819
779
1,598
48.75%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
391
436
827
52.72%
41.75%
2023
421
427
848
50.35%
38.64%
2022
424
401
825
48.61%
39.39%
2021
474
492
966
50.93%
40.41%
2020
503
802
1,305
61.46%
48.09%
2019
531
929
1,460
63.63%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
5,163
293
5,456
5.37%
39.58%
2023
5,610
383
5,993
6.39%
36.96%
2022
4,600
300
4,900
6.12%
37.07%
2021
4,871
354
5,225
6.78%
39.17%
2020
4,738
242
4,980
4.86%
35.42%
2019
3,938
197
4,135
4.76%
35.34%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
0
0
0.00%
92.52%
2019
0
0
0
0.00%
93.92%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
10
4
14
28.57%
81.35%
2023
6
5
11
45.45%
74.87%
2022
8
6
14
42.86%
72.69%
2021
8
4
12
33.33%
79.01%
2020
8
4
12
33.33%
80.13%
2019
8
2
10
20.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
34
184
218
84.40%
12.20%
2023
35
176
211
83.41%
16.34%
2022
38
155
193
80.31%
11.13%
2021
44
90
134
67.16%
18.93%
2020
44
92
136
67.65%
20.93%
2019
63
159
222
71.62%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2,693
709
3,402
20.84%
45.22%
2023
2,887
711
3,598
19.76%
44.64%
2022
2,695
772
3,467
22.27%
46.15%
2021
2,516
586
3,102
18.89%
46.87%
2020
2,361
438
2,799
15.65%
43.90%
2019
3,337
607
3,944
15.39%
42.09%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
2019
0
0
0
0.00%
81.57%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
9
9
100.00%
64.47%
2023
0
7
7
100.00%
62.55%
2022
1
4
5
80.00%
56.52%
2021
1
2
3
66.67%
62.74%
2020
3
4
7
57.14%
61.51%
2019
2
5
7
71.43%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,273
469
1,742
26.92%
35.33%
2023
1,289
467
1,756
26.59%
35.67%
2022
1,335
559
1,894
29.51%
37.14%
2021
1,325
272
1,597
17.03%
35.46%
2020
1,267
446
1,713
26.04%
33.86%
2019
1,814
326
2,140
15.23%
34.01%