A
Standard Fire Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.00
Risk Adjusted
Capital Ratio #2
1.50
Loss
Ratio
71.93%
Total
Assets
5.37B
Capital
1.51B
Net
Premiums
1.72B
Net
Income
96.01M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
33,726
2,712
36,438
7.44%
22.82%
2022
33,389
2,735
36,124
7.57%
23.10%
2021
29,848
2,341
32,189
7.27%
22.81%
2020
26,199
2,096
28,295
7.41%
21.51%
2019
31,477
2,738
34,215
8.00%
22.66%
2018
31,683
3,302
34,985
9.44%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
950
1,460
2,410
60.58%
47.27%
2022
908
1,325
2,233
59.34%
45.41%
2021
916
1,146
2,062
55.58%
44.40%
2020
996
1,155
2,151
53.70%
42.42%
2019
1,475
1,391
2,866
48.53%
44.33%
2018
1,531
1,710
3,241
52.76%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
766
779
1,545
50.42%
38.64%
2022
767
737
1,504
49.00%
39.39%
2021
846
881
1,727
51.01%
40.41%
2020
896
1,428
2,324
61.45%
48.09%
2019
945
1,645
2,590
63.51%
43.30%
2018
989
1,153
2,142
53.83%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
9,950
672
10,622
6.33%
36.96%
2022
8,151
536
8,687
6.17%
37.08%
2021
8,635
632
9,267
6.82%
39.17%
2020
8,402
430
8,832
4.87%
35.42%
2019
6,980
356
7,336
4.85%
35.34%
2018
7,369
368
7,737
4.76%
34.35%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
92.52%
2019
0
0
0
0.00%
93.92%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
13
8
21
38.10%
74.81%
2022
14
7
21
33.33%
73.22%
2021
13
6
19
31.58%
79.01%
2020
13
5
18
27.78%
80.13%
2019
14
6
20
30.00%
77.47%
2018
14
6
20
30.00%
77.10%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
68
320
388
82.47%
16.34%
2022
75
297
372
79.84%
11.13%
2021
88
179
267
67.04%
18.93%
2020
89
170
259
65.64%
20.93%
2019
118
294
412
71.36%
16.90%
2018
113
351
464
75.65%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
5,116
1,261
6,377
19.77%
44.64%
2022
4,779
1,363
6,142
22.19%
46.15%
2021
4,456
1,039
5,495
18.91%
46.87%
2020
4,186
779
4,965
15.69%
43.90%
2019
5,919
1,077
6,996
15.39%
42.09%
2018
6,320
1,059
7,379
14.35%
39.60%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
2019
0
0
0
0.00%
81.57%
2018
0
0
0
0.00%
88.64%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
2
14
16
87.50%
62.55%
2022
3
9
12
75.00%
56.52%
2021
4
5
9
55.56%
62.74%
2020
5
6
11
54.55%
61.51%
2019
5
13
18
72.22%
70.02%
2018
3
15
18
83.33%
70.45%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
2,293
842
3,135
26.86%
35.70%
2022
2,372
995
3,367
29.55%
37.14%
2021
2,368
495
2,863
17.29%
35.46%
2020
2,266
797
3,063
26.02%
33.86%
2019
3,218
586
3,804
15.40%
34.01%
2018
3,193
600
3,793
15.82%
32.34%