B
ALFA MUTUAL FIRE INS CO
Data as of
September 30, 2020
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall profitability index (6.6 on a scale of 0 to 10). Fair expense controls. Good liquidity (6.1) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Fair overall results on stability tests (4.1). Strong long-term capitalization index (8.5) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (7.8) that can protect against increases in claims costs.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Fire (42.7%), other (57.3%)
Licensed in: AL, MD, VA
Principal Investments: Investment grade bonds (44.5%), common stock (37.5%), non investment grade bonds (1.7%), cash (1.1%), real estate (0.5%), other (14.7%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Alfa Ins Group
Investment Rating
--
Company Address
2108 East South Boulevard
Montgomery, AL 36116
Phone Number
(334) 288-3900
NAIC Number
19143
Largest Affiliates
B
Montgomery, AL - P&C
B
Montgomery, AL - L&A
B
Montgomery, AL - P&C
B
Montgomery, AL - P&C
B
Montgomery, AL - P&C
Weiss Ratings