Alfa Mutual Fire Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
20,837
18,885
39,722
47.54%
23.88%
2024
23,294
19,046
42,340
44.98%
23.31%
2023
22,640
15,138
37,778
40.07%
22.83%
2022
20,515
16,384
36,899
44.40%
23.10%
2021
19,865
15,433
35,298
43.72%
22.81%
2020
9,903
10,937
20,840
52.48%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
154
15
169
8.88%
49.08%
2024
128
10
138
7.25%
47.46%
2023
111
7
118
5.93%
47.29%
2022
111
6
117
5.13%
45.44%
2021
109
4
113
3.54%
44.40%
2020
38
1
39
2.56%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
325
59
384
15.36%
42.44%
2024
355
58
413
14.04%
41.75%
2023
418
14
432
3.24%
38.64%
2022
334
9
343
2.62%
39.39%
2021
333
14
347
4.03%
40.41%
2020
318
14
332
4.22%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
7,737
1,184
8,921
13.27%
38.98%
2024
7,104
1,075
8,179
13.14%
39.58%
2023
8,375
208
8,583
2.42%
36.96%
2022
5,926
152
6,078
2.50%
37.07%
2021
6,069
101
6,170
1.64%
39.17%
2020
5,800
130
5,930
2.19%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
10
0
10
0.00%
83.87%
2024
1
0
1
0.00%
81.44%
2023
10
0
10
0.00%
74.87%
2022
8
0
8
0.00%
72.69%
2021
16
0
16
0.00%
79.01%
2020
13
0
13
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
2
3
66.67%
13.25%
2024
1
0
1
0.00%
12.32%
2023
2
2
4
50.00%
16.34%
2022
3
1
4
25.00%
11.13%
2021
3
1
4
25.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
9,690
4,044
13,734
29.45%
45.21%
2024
10,660
4,267
14,927
28.59%
45.23%
2023
9,414
3,205
12,619
25.40%
44.64%
2022
8,344
2,629
10,973
23.96%
46.15%
2021
8,737
2,486
11,223
22.15%
46.87%
2020
5,012
1,610
6,622
24.31%
43.90%