Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
523
30
553
5.42%
23.31%
2023
570
42
612
6.86%
22.83%
2022
526
26
552
4.71%
23.10%
2021
496
33
529
6.24%
22.81%
2020
462
28
490
5.71%
21.51%
2019
552
31
583
5.32%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
10
1
11
9.09%
47.44%
2023
10
2
12
16.67%
47.29%
2022
12
1
13
7.69%
45.44%
2021
13
1
14
7.14%
44.40%
2020
12
1
13
7.69%
42.45%
2019
10
1
11
9.09%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
19
3
22
13.64%
41.75%
2023
19
5
24
20.83%
38.64%
2022
15
4
19
21.05%
39.39%
2021
16
5
21
23.81%
40.41%
2020
12
6
18
33.33%
48.09%
2019
19
6
25
24.00%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
256
39
295
13.22%
39.58%
2023
273
41
314
13.06%
36.96%
2022
317
46
363
12.67%
37.07%
2021
276
65
341
19.06%
39.17%
2020
279
61
340
17.94%
35.42%
2019
352
75
427
17.56%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
12.20%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
1
0
1
0.00%
18.93%
2020
1
0
1
0.00%
20.93%
2019
1
0
1
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
72
7
79
8.86%
45.22%
2023
66
8
74
10.81%
44.64%
2022
79
8
87
9.20%
46.15%
2021
85
10
95
10.53%
46.87%
2020
74
9
83
10.84%
43.90%
2019
95
8
103
7.77%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%