A
Merrimack Mutual Fire Ins Co
Andover,  MA
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.90
Risk Adjusted
Capital Ratio #2
1.50
Loss
Ratio
49.96%
Total
Assets
2.65B
Capital
1.81B
Net
Premiums
496.46M
Net
Income
57.58M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3,312
398
3,710
10.73%
22.80%
2023
3,213
320
3,533
9.06%
22.83%
2022
2,964
782
3,746
20.88%
23.10%
2021
2,478
629
3,107
20.24%
22.81%
2020
2,085
520
2,605
19.96%
21.51%
2019
2,974
704
3,678
19.14%
22.66%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
358
169
527
32.07%
41.49%
2023
483
215
698
30.80%
38.64%
2022
401
228
629
36.25%
39.39%
2021
529
315
844
37.32%
40.41%
2020
366
311
677
45.94%
48.09%
2019
344
203
547
37.11%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3,379
968
4,347
22.27%
39.63%
2023
4,089
1,085
5,174
20.97%
36.96%
2022
3,456
1,150
4,606
24.97%
37.07%
2021
4,684
1,715
6,399
26.80%
39.17%
2020
4,991
1,644
6,635
24.78%
35.42%
2019
3,938
1,471
5,409
27.20%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4
18
22
81.82%
12.77%
2023
8
22
30
73.33%
16.34%
2022
10
25
35
71.43%
11.13%
2021
9
30
39
76.92%
18.93%
2020
12
41
53
77.36%
20.93%
2019
11
29
40
72.50%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
440
488
928
52.59%
45.00%
2023
417
409
826
49.52%
44.64%
2022
399
457
856
53.39%
46.15%
2021
375
364
739
49.26%
46.87%
2020
321
314
635
49.45%
43.90%
2019
548
412
960
42.92%
42.09%