Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
119
34
153
22.22%
22.80%
2023
118
30
148
20.27%
22.83%
2022
135
33
168
19.64%
23.10%
2021
150
78
228
34.21%
22.81%
2020
171
34
205
16.59%
21.51%
2019
278
0
278
0.00%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
16
11
27
40.74%
47.78%
2023
27
13
40
32.50%
47.29%
2022
36
14
50
28.00%
45.44%
2021
39
38
77
49.35%
44.40%
2020
13
6
19
31.58%
42.45%
2019
46
677
723
93.64%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
11
11
22
50.00%
41.49%
2023
16
13
29
44.83%
38.64%
2022
16
14
30
46.67%
39.39%
2021
17
21
38
55.26%
40.41%
2020
9
1
10
10.00%
48.09%
2019
20
78
98
79.59%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
21
13
34
38.24%
39.63%
2023
30
11
41
26.83%
36.96%
2022
27
9
36
25.00%
37.07%
2021
31
13
44
29.55%
39.17%
2020
66
20
86
23.26%
35.42%
2019
64
90
154
58.44%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
81.20%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
2019
0
0
0
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
12.77%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
1
0
1
0.00%
18.93%
2020
3
3
6
50.00%
20.93%
2019
11
418
429
97.44%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
25
5
30
16.67%
45.00%
2023
16
5
21
23.81%
44.64%
2022
12
5
17
29.41%
46.15%
2021
14
8
22
36.36%
46.87%
2020
44
16
60
26.67%
43.90%
2019
72
133
205
64.88%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
64.02%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
1
40
41
97.56%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
154
50
204
24.51%
35.29%
2023
151
44
195
22.56%
35.67%
2022
157
45
202
22.28%
37.14%
2021
189
54
243
22.22%
35.46%
2020
182
45
227
19.82%
33.86%
2019
6
2,437
2,443
99.75%
34.01%