B
National Liab & Fire Ins Co
Omaha,  NE
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.40
Risk Adjusted
Capital Ratio #2
1.50
Loss
Ratio
57.81%
Total
Assets
6.13B
Capital
2.28B
Net
Premiums
1.25B
Net
Income
65.23M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1,474
837
2,311
36.22%
22.82%
2022
1,286
498
1,784
27.91%
23.10%
2021
1,161
463
1,624
28.51%
22.81%
2020
1,109
372
1,481
25.12%
21.51%
2019
1,436
732
2,168
33.76%
22.66%
2018
1,692
1,876
3,568
52.58%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1,697
2,419
4,116
58.77%
47.27%
2022
1,608
2,134
3,742
57.03%
45.41%
2021
1,741
1,822
3,563
51.14%
44.40%
2020
1,597
1,757
3,354
52.39%
42.42%
2019
2,799
3,088
5,887
52.45%
44.33%
2018
2,801
2,793
5,594
49.93%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
38.64%
2022
0
0
0
0.00%
39.39%
2021
0
0
0
0.00%
40.41%
2020
0
0
0
0.00%
48.09%
2019
0
0
0
0.00%
43.30%
2018
0
0
0
0.00%
41.13%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1
150
151
99.34%
95.21%
2022
2
192
194
98.97%
96.00%
2021
0
320
320
100.00%
93.58%
2020
1
163
164
99.39%
94.02%
2019
2
77
79
97.47%
94.59%
2018
0
1
1
100.00%
94.39%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
49
49
100.00%
92.52%
2022
0
56
56
100.00%
92.14%
2021
0
70
70
100.00%
91.74%
2020
0
57
57
100.00%
93.85%
2019
0
3
3
100.00%
93.92%
2018
0
0
0
0.00%
92.98%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
107
363
470
77.23%
74.81%
2022
116
255
371
68.73%
73.22%
2021
70
238
308
77.27%
79.01%
2020
83
215
298
72.15%
80.13%
2019
53
193
246
78.46%
77.47%
2018
26
127
153
83.01%
77.10%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
3
14
17
82.35%
16.34%
2022
15
13
28
46.43%
11.13%
2021
21
17
38
44.74%
18.93%
2020
19
26
45
57.78%
20.93%
2019
13
25
38
65.79%
16.90%
2018
7
39
46
84.78%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
10
12
22
54.55%
44.64%
2022
24
13
37
35.14%
46.15%
2021
32
13
45
28.89%
46.87%
2020
37
29
66
43.94%
43.90%
2019
100
82
182
45.05%
42.09%
2018
176
100
276
36.23%
39.60%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
1
2
3
66.67%
62.74%
2020
1
1
2
50.00%
61.51%
2019
2
3
5
60.00%
70.02%
2018
0
2
2
100.00%
70.45%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1,036
497
1,533
32.42%
35.70%
2022
821
671
1,492
44.97%
37.14%
2021
915
656
1,571
41.76%
35.46%
2020
1,256
944
2,200
42.91%
33.86%
2019
1,130
486
1,616
30.07%
34.01%
2018
1,069
503
1,572
32.00%
32.34%