C
Federal Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.65
Risk Adjusted
Capital Ratio #2
1.10
Loss
Ratio
72.53%
Total
Assets
22.77B
Capital
5.45B
Net
Premiums
6.84B
Net
Income
804.65M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
9,977
518
10,495
4.94%
23.88%
2024
10,871
495
11,366
4.36%
23.31%
2023
11,436
524
11,960
4.38%
22.83%
2022
12,078
587
12,665
4.63%
23.10%
2021
11,057
510
11,567
4.41%
22.81%
2020
10,628
527
11,155
4.72%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,509
729
2,238
32.57%
49.08%
2024
1,759
749
2,508
29.86%
47.46%
2023
1,342
624
1,966
31.74%
47.29%
2022
1,437
675
2,112
31.96%
45.44%
2021
1,230
505
1,735
29.11%
44.40%
2020
1,221
417
1,638
25.46%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,526
368
1,894
19.43%
42.44%
2024
1,923
396
2,319
17.08%
41.75%
2023
1,987
512
2,499
20.49%
38.64%
2022
1,802
537
2,339
22.96%
39.39%
2021
1,947
616
2,563
24.03%
40.41%
2020
2,101
968
3,069
31.54%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
5,745
361
6,106
5.91%
38.98%
2024
6,478
483
6,961
6.94%
39.58%
2023
7,182
533
7,715
6.91%
36.96%
2022
7,023
514
7,537
6.82%
37.07%
2021
9,916
973
10,889
8.94%
39.17%
2020
9,647
793
10,440
7.60%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
54
1,363
1,417
96.19%
95.15%
2024
48
840
888
94.59%
96.08%
2023
57
699
756
92.46%
95.22%
2022
46
735
781
94.11%
96.00%
2021
37
473
510
92.75%
93.58%
2020
19
736
755
97.48%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
10
20
30
66.67%
94.16%
2024
5
28
33
84.85%
92.29%
2023
8
35
43
81.40%
92.52%
2022
8
13
21
61.90%
92.14%
2021
5
11
16
68.75%
91.74%
2020
1
7
8
87.50%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
544
2,397
2,941
81.50%
83.87%
2024
576
2,541
3,117
81.52%
81.44%
2023
384
2,077
2,461
84.40%
74.87%
2022
502
1,866
2,368
78.80%
72.69%
2021
421
1,772
2,193
80.80%
79.01%
2020
174
2,255
2,429
92.84%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
515
1,603
2,118
75.68%
13.25%
2024
497
1,232
1,729
71.26%
12.32%
2023
405
1,315
1,720
76.45%
16.34%
2022
350
1,123
1,473
76.24%
11.13%
2021
486
1,342
1,828
73.41%
18.93%
2020
437
1,207
1,644
73.42%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,702
106
1,808
5.86%
45.21%
2024
1,781
112
1,893
5.92%
45.23%
2023
1,810
100
1,910
5.24%
44.64%
2022
1,823
165
1,988
8.30%
46.15%
2021
1,675
134
1,809
7.41%
46.87%
2020
1,716
120
1,836
6.54%
43.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
24
33
57
57.89%
84.76%
2024
13
26
39
66.67%
84.35%
2023
12
20
32
62.50%
68.07%
2022
20
16
36
44.44%
77.84%
2021
11
34
45
75.56%
84.45%
2020
8
29
37
78.38%
83.02%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
100
44
144
30.56%
63.59%
2024
124
37
161
22.98%
63.97%
2023
63
26
89
29.21%
62.55%
2022
48
24
72
33.33%
56.52%
2021
42
66
108
61.11%
62.74%
2020
42
44
86
51.16%
61.51%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
3.84%
2024
0
0
0
0.00%
4.30%
2023
0
0
0
0.00%
4.57%
2022
0
0
0
0.00%
4.29%
2021
0
0
0
0.00%
5.64%
2020
0
0
0
0.00%
5.60%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
6,060
1,328
7,388
17.98%
34.83%
2024
5,370
4,431
9,801
45.21%
35.33%
2023
4,713
1,388
6,101
22.75%
35.67%
2022
4,992
1,460
6,452
22.63%
37.14%
2021
4,789
999
5,788
17.26%
35.46%
2020
3,950
1,252
5,202
24.07%
33.86%