Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
5
0
5
0.00%
23.88%
2024
3
0
3
0.00%
23.31%
2023
4
2
6
33.33%
22.83%
2022
0
0
0
0.00%
23.10%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
84
1
85
1.18%
49.08%
2024
68
8
76
10.53%
47.46%
2023
85
2
87
2.30%
47.29%
2022
38
0
38
0.00%
45.44%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
27
11
38
28.95%
42.44%
2024
7
20
27
74.07%
41.75%
2023
0
0
0
0.00%
38.64%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
470
20
490
4.08%
38.98%
2024
1,516
36
1,552
2.32%
39.58%
2023
1,212
23
1,235
1.86%
36.96%
2022
1,335
114
1,449
7.87%
37.07%
2021
1,130
1,461
2,591
56.39%
39.17%
2020
881
1,077
1,958
55.01%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
162
162
100.00%
95.15%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
448
315
763
41.28%
83.87%
2024
244
233
477
48.85%
81.44%
2023
166
185
351
52.71%
74.87%
2022
120
72
192
37.50%
72.69%
2021
1
35
36
97.22%
79.01%
2020
0
0
0
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
213
11
224
4.91%
13.25%
2024
89
14
103
13.59%
12.32%
2023
11
0
11
0.00%
16.34%
2022
18
0
18
0.00%
11.13%
2021
2
1
3
33.33%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
1
1
100.00%
44.64%
2022
0
0
0
0.00%
46.15%
2021
0
0
0
0.00%
46.87%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
5
3
8
37.50%
84.76%
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
63.59%
2024
0
0
0
0.00%
63.97%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
578
36
614
5.86%
34.83%
2024
2,255
118
2,373
4.97%
35.33%
2023
1,721
113
1,834
6.16%
35.67%
2022
55
5
60
8.33%
37.14%
2021
0
0
0
0.00%
35.46%