Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
1,226
17
1,243
1.37%
22.82%
2022
1,182
24
1,206
1.99%
23.10%
2021
1,142
21
1,163
1.81%
22.81%
2020
1,059
19
1,078
1.76%
21.51%
2019
1,417
175
1,592
10.99%
22.66%
2018
1,466
177
1,643
10.77%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
2
0
2
0.00%
47.27%
2022
1
0
1
0.00%
45.41%
2019
0
2
2
100.00%
44.33%
2018
2
0
2
0.00%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
126
17
143
11.89%
38.64%
2022
101
18
119
15.13%
39.39%
2021
190
21
211
9.95%
40.41%
2020
203
67
270
24.81%
48.09%
2019
221
241
462
52.16%
43.30%
2018
253
165
418
39.47%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
2,057
143
2,200
6.50%
36.96%
2022
1,930
147
2,077
7.08%
37.08%
2021
2,416
153
2,569
5.96%
39.17%
2020
2,789
231
3,020
7.65%
35.42%
2019
2,743
626
3,369
18.58%
35.34%
2018
3,699
815
4,514
18.05%
34.35%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
1
3
4
75.00%
74.81%
2022
1
0
1
0.00%
73.22%
2020
0
4
4
100.00%
80.13%
2019
3
62
65
95.38%
77.47%
2018
1
18
19
94.74%
77.10%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
3
10
13
76.92%
16.34%
2022
4
9
13
69.23%
11.13%
2021
0
9
9
100.00%
18.93%
2020
6
16
22
72.73%
20.93%
2019
13
10
23
43.48%
16.90%
2018
22
49
71
69.01%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
226
11
237
4.64%
44.64%
2022
231
11
242
4.55%
46.15%
2021
252
24
276
8.70%
46.87%
2020
248
21
269
7.81%
43.90%
2019
379
132
511
25.83%
42.09%
2018
407
110
517
21.28%
39.60%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2020
2
0
2
0.00%
61.51%
2019
1
3
4
75.00%
70.02%
2018
1
3
4
75.00%
70.45%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
670
114
784
14.54%
35.70%
2022
771
120
891
13.47%
37.14%
2021
728
63
791
7.96%
35.46%
2020
660
100
760
13.16%
33.86%
2019
1,161
664
1,825
36.38%
34.01%
2018
1,391
386
1,777
21.72%
32.34%
