C
US Fire Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,402
1,217
3,619
33.63%
22.80%
2023
2,057
1,021
3,078
33.17%
22.83%
2022
2,145
751
2,896
25.93%
23.10%
2021
1,964
547
2,511
21.78%
22.81%
2020
1,791
424
2,215
19.14%
21.51%
2019
2,256
788
3,044
25.89%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
855
3,470
4,325
80.23%
47.78%
2023
760
2,684
3,444
77.93%
47.29%
2022
727
731
1,458
50.14%
45.44%
2021
789
558
1,347
41.43%
44.40%
2020
805
372
1,177
31.61%
42.45%
2019
1,314
823
2,137
38.51%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
635
874
1,509
57.92%
41.49%
2023
929
823
1,752
46.97%
38.64%
2022
663
791
1,454
54.40%
39.39%
2021
749
878
1,627
53.96%
40.41%
2020
636
1,192
1,828
65.21%
48.09%
2019
838
931
1,769
52.63%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
104
27
131
20.61%
39.63%
2023
169
33
202
16.34%
36.96%
2022
116
31
147
21.09%
37.07%
2021
193
42
235
17.87%
39.17%
2020
198
44
242
18.18%
35.42%
2019
192
37
229
16.16%
35.34%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
0
0
0
0.00%
93.58%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
23
378
401
94.26%
81.20%
2023
24
314
338
92.90%
74.87%
2022
16
293
309
94.82%
72.69%
2021
26
291
317
91.80%
79.01%
2020
18
330
348
94.83%
80.13%
2019
32
352
384
91.67%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
961
709
1,670
42.46%
12.77%
2023
289
456
745
61.21%
16.34%
2022
290
492
782
62.92%
11.13%
2021
277
453
730
62.05%
18.93%
2020
256
641
897
71.46%
20.93%
2019
325
815
1,140
71.49%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
27
8
35
22.86%
45.00%
2023
195
138
333
41.44%
44.64%
2022
163
123
286
43.01%
46.15%
2021
218
168
386
43.52%
46.87%
2020
258
159
417
38.13%
43.90%
2019
280
189
469
40.30%
42.09%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
2019
1
1
2
50.00%
81.57%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
21
126
147
85.71%
64.02%
2023
18
69
87
79.31%
62.55%
2022
11
33
44
75.00%
56.52%
2021
46
71
117
60.68%
62.74%
2020
24
48
72
66.67%
61.51%
2019
32
97
129
75.19%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,094
3,520
4,614
76.29%
35.29%
2023
1,072
3,387
4,459
75.96%
35.67%
2022
1,199
3,466
4,665
74.30%
37.14%
2021
1,043
2,999
4,042
74.20%
35.46%
2020
888
2,425
3,313
73.20%
33.86%
2019
2,636
6,151
8,787
70.00%
34.01%