Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
11,081
2,226
13,307
16.73%
22.80%
2023
10,762
1,602
12,364
12.96%
22.83%
2022
10,339
1,429
11,768
12.14%
23.10%
2021
10,064
1,309
11,373
11.51%
22.81%
2020
9,429
1,872
11,301
16.56%
21.51%
2019
12,399
2,616
15,015
17.42%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
11
3
14
21.43%
47.78%
2023
9
2
11
18.18%
47.29%
2022
10
2
12
16.67%
45.44%
2021
10
2
12
16.67%
44.40%
2020
8
4
12
33.33%
42.45%
2019
12
6
18
33.33%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
31
12
43
27.91%
41.49%
2023
40
11
51
21.57%
38.64%
2022
31
7
38
18.42%
39.39%
2021
32
9
41
21.95%
40.41%
2020
21
31
52
59.62%
48.09%
2019
35
16
51
31.37%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,831
1,231
3,062
40.20%
39.63%
2023
2,506
1,206
3,712
32.49%
36.96%
2022
1,870
867
2,737
31.68%
37.07%
2021
2,163
1,092
3,255
33.55%
39.17%
2020
2,280
1,138
3,418
33.29%
35.42%
2019
2,459
1,234
3,693
33.41%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
81.20%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
1
1
100.00%
80.13%
2019
0
1
1
100.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
69
22
91
24.18%
12.77%
2023
76
28
104
26.92%
16.34%
2022
81
32
113
28.32%
11.13%
2021
90
30
120
25.00%
18.93%
2020
63
13
76
17.11%
20.93%
2019
98
31
129
24.03%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,177
1,032
2,209
46.72%
45.00%
2023
1,091
1,020
2,111
48.32%
44.64%
2022
1,092
986
2,078
47.45%
46.15%
2021
1,204
1,093
2,297
47.58%
46.87%
2020
1,363
1,251
2,614
47.86%
43.90%
2019
1,974
1,905
3,879
49.11%
42.09%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
8
2
10
20.00%
35.29%
2023
8
3
11
27.27%
35.67%
2022
10
3
13
23.08%
37.14%
2021
9
3
12
25.00%
35.46%
2020
9
4
13
30.77%
33.86%
2019
11
4
15
26.67%
34.01%