Garrison P&C Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
402,246
222,354
624,600
35.60%
23.88%
2024
434,123
227,846
661,969
34.42%
23.31%
2023
454,227
234,019
688,246
34.00%
22.83%
2022
444,799
251,256
696,055
36.10%
23.10%
2021
431,252
245,255
676,507
36.25%
22.81%
2020
366,241
214,644
580,885
36.95%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
49.08%
2024
0
0
0
0.00%
47.46%
2023
0
0
0
0.00%
47.29%
2022
0
0
0
0.00%
45.44%
2021
0
0
0
0.00%
44.40%
2020
0
0
0
0.00%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2
6
8
75.00%
42.44%
2024
4
5
9
55.56%
41.75%
2023
3
4
7
57.14%
38.64%
2022
6
13
19
68.42%
39.39%
2021
0
0
0
0.00%
40.41%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
58,595
61,045
119,640
51.02%
38.98%
2024
78,657
74,690
153,347
48.71%
39.58%
2023
80,075
74,046
154,121
48.04%
36.96%
2022
51,725
49,555
101,280
48.93%
37.07%
2021
66,484
63,244
129,728
48.75%
39.17%
2020
51,402
49,918
101,320
49.27%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
43
119
162
73.46%
13.25%
2024
41
145
186
77.96%
12.32%
2023
48
201
249
80.72%
16.34%
2022
48
145
193
75.13%
11.13%
2021
52
170
222
76.58%
18.93%
2020
46
161
207
77.78%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
67,728
69,659
137,387
50.70%
45.21%
2024
66,102
67,248
133,350
50.43%
45.23%
2023
62,630
61,696
124,326
49.62%
44.64%
2022
67,723
77,262
144,985
53.29%
46.15%
2021
66,600
74,475
141,075
52.79%
46.87%
2020
60,580
64,095
124,675
51.41%
43.90%