C
RiverStone Intl Ins Inc
Beverly,  MA
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.30
Risk Adjusted
Capital Ratio #2
0.30
Loss
Ratio
76.84%
Total
Assets
665.75M
Capital
195.56M
Net
Premiums
231.94M
Net
Income
6.02M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
7,154
512
7,666
6.68%
23.31%
2023
13,193
936
14,129
6.62%
22.83%
2022
12,189
875
13,064
6.70%
23.10%
2021
10,710
788
11,498
6.85%
22.81%
2020
5,997
1,071
7,068
15.15%
21.51%
2019
6,789
1,806
8,595
21.01%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
47.44%
2023
36
2
38
5.26%
47.29%
2022
134
31
165
18.79%
45.44%
2021
143
55
198
27.78%
44.40%
2020
129
25
154
16.23%
42.45%
2019
292
162
454
35.68%
44.33%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,613
361
1,974
18.29%
39.58%
2023
2,416
483
2,899
16.66%
36.96%
2022
1,771
424
2,195
19.32%
37.07%
2021
2,046
379
2,425
15.63%
39.17%
2020
2,243
534
2,777
19.23%
35.42%
2019
2,124
644
2,768
23.27%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
1
2
50.00%
12.20%
2023
1
0
1
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
1
0
1
0.00%
20.93%
2019
3
0
3
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,468
450
1,918
23.46%
45.22%
2023
2,400
1,089
3,489
31.21%
44.64%
2022
2,567
918
3,485
26.34%
46.15%
2021
2,153
852
3,005
28.35%
46.87%
2020
1,898
760
2,658
28.59%
43.90%
2019
2,924
1,090
4,014
27.15%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
6
10
16
62.50%
62.55%
2022
3
13
16
81.25%
56.52%
2021
5
20
25
80.00%
62.74%
2020
35
19
54
35.19%
61.51%
2019
53
21
74
28.38%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
35.33%
2023
57
1
58
1.72%
35.67%
2022
59
1
60
1.67%
37.14%
2021
44
1
45
2.22%
35.46%
2020
30
4
34
11.76%
33.86%
2019
82
4
86
4.65%
34.01%