B
EMCASCO Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
96.00
Risk Adjusted
Capital Ratio #2
51.00
Loss
Ratio
--
Total
Assets
154.16M
Capital
149.97M
Net
Premiums
0.00
Net
Income
4.65M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
3,000
312
3,312
9.42%
22.66%
2018
3,223
345
3,568
9.67%
21.92%
2017
3,104
395
3,499
11.29%
22.02%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
1,095
326
1,421
22.94%
44.33%
2018
1,066
333
1,399
23.80%
44.16%
2017
1,024
321
1,345
23.87%
44.67%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
222
128
350
36.57%
43.30%
2018
237
123
360
34.17%
41.13%
2017
269
137
406
33.74%
43.29%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
265
100
365
27.40%
35.34%
2018
328
143
471
30.36%
34.35%
2017
468
217
685
31.68%
34.90%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
19
27
46
58.70%
77.47%
2018
22
23
45
51.11%
77.10%
2017
19
27
46
58.70%
87.16%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
372
373
745
50.07%
16.90%
2018
332
355
687
51.67%
11.94%
2017
313
315
628
50.16%
20.44%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
251
50
301
16.61%
42.09%
2018
386
68
454
14.98%
39.60%
2017
368
63
431
14.62%
38.71%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
29
39
68
57.35%
70.02%
2018
28
32
60
53.33%
70.45%
2017
18
19
37
51.35%
47.26%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
1,723
170
1,893
8.98%
34.01%
2018
1,736
204
1,940
10.52%
32.34%
2017
1,502
173
1,675
10.33%
28.29%