B
Employers Mutual Casualty Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.40
Risk Adjusted
Capital Ratio #2
1.00
Loss
Ratio
64.57%
Total
Assets
5.83B
Capital
1.79B
Net
Premiums
2.06B
Net
Income
287.57M
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Weiss Ratings Employers Mutual Casualty Co
Des Moines, IA 		Click to
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Rating B
Capitalization Index 6.80
Investment Safety Index --
Liquidity Index 6.10
Profitability Index 5.40
Reserve Adequacy Index 6.90
Stability Index 7.20
Company Info Employers Mutual Casualty Co
Des Moines, IA 		Click to
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Industry P&C
NAIC Number 21415
Phone Number (515) 280-2511
Website www.emcinsurance.com
Address 717 Mulberry Street Des Moines, IA 50309
Balance Sheet Employers Mutual Casualty Co
Des Moines, IA 		Click to
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Total Assets 5.83B
Capital and Reserves Employers Mutual Casualty Co
Des Moines, IA 		Click to
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Risk-Adjusted Capital Ratio #1 1.40
Risk-Adjusted Capital Ratio #2 1.00
1-Year Reserve Development 90.00%
2-Year Reserve Development 580.00%
Capital 1.79B
Premium to Surplus 110.00%
Reserves to Surplus 160.00%
Investments Employers Mutual Casualty Co
Des Moines, IA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 11.87%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Employers Mutual Casualty Co
Des Moines, IA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 40.00%
Loss Ratio 64.57%
Net Premium Growth 0.00%
Other Medical Employers Mutual Casualty Co
Des Moines, IA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Employers Mutual Casualty Co
Des Moines, IA 		Click to
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Net Income 287.57M
Net Premium 2.06B
Health Premium --