Fire Ins Exchange
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
26,574
8,238
34,812
23.66%
22.80%
2023
95,555
20,236
115,791
17.48%
22.83%
2022
104,146
7,569
111,715
6.78%
23.10%
2021
95,424
6,339
101,763
6.23%
22.81%
2020
77,440
2,974
80,414
3.70%
21.51%
2019
98,011
3,772
101,783
3.71%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
130
80
210
38.10%
47.78%
2023
1,368
668
2,036
32.81%
47.29%
2022
1,246
514
1,760
29.20%
45.44%
2021
1,173
469
1,642
28.56%
44.40%
2020
968
202
1,170
17.26%
42.45%
2019
1,001
138
1,139
12.12%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
41.49%
2023
1,112
815
1,927
42.29%
38.64%
2022
1,069
566
1,635
34.62%
39.39%
2021
1,373
719
2,092
34.37%
40.41%
2020
1,313
783
2,096
37.36%
48.09%
2019
1,420
1,037
2,457
42.21%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
9,429
6,592
16,021
41.15%
39.63%
2023
18,738
18,536
37,274
49.73%
36.96%
2022
17,717
14,497
32,214
45.00%
37.07%
2021
17,411
18,458
35,869
51.46%
39.17%
2020
14,649
14,762
29,411
50.19%
35.42%
2019
13,367
16,141
29,508
54.70%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
81.20%
2023
3
11
14
78.57%
74.87%
2022
3
11
14
78.57%
72.69%
2021
1
8
9
88.89%
79.01%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
1
2
50.00%
12.77%
2023
6
16
22
72.73%
16.34%
2022
43
128
171
74.85%
11.13%
2021
38
134
172
77.91%
18.93%
2020
40
145
185
78.38%
20.93%
2019
43
167
210
79.52%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
10,551
7,052
17,603
40.06%
45.00%
2023
24,643
12,000
36,643
32.75%
44.64%
2022
26,504
8,309
34,813
23.87%
46.15%
2021
26,402
7,136
33,538
21.28%
46.87%
2020
23,009
5,557
28,566
19.45%
43.90%
2019
33,998
5,980
39,978
14.96%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
35.29%
2023
153
47
200
23.50%
35.67%
2022
179
59
238
24.79%
37.14%
2021
186
54
240
22.50%
35.46%
2020
167
42
209
20.10%
33.86%
2019
221
52
273
19.05%
34.01%