Truck Ins Exchange
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
66,556
22,391
88,947
25.17%
23.88%
2024
27,460
8,513
35,973
23.66%
23.31%
2023
98,740
20,911
119,651
17.48%
22.83%
2022
107,618
7,822
115,440
6.78%
23.10%
2021
98,605
6,551
105,156
6.23%
22.81%
2020
80,021
3,073
83,094
3.70%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,524
1,010
2,534
39.86%
49.08%
2024
135
82
217
37.79%
47.46%
2023
1,413
690
2,103
32.81%
47.29%
2022
1,287
531
1,818
29.21%
45.44%
2021
1,212
485
1,697
28.58%
44.40%
2020
1,000
208
1,208
17.22%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
516
414
930
44.52%
42.44%
2024
0
0
0
0.00%
41.75%
2023
1,149
843
1,992
42.32%
38.64%
2022
1,105
585
1,690
34.62%
39.39%
2021
1,419
743
2,162
34.37%
40.41%
2020
1,356
809
2,165
37.37%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
11,226
14,000
25,226
55.50%
38.98%
2024
9,743
6,812
16,555
41.15%
39.58%
2023
19,362
19,154
38,516
49.73%
36.96%
2022
18,308
14,980
33,288
45.00%
37.07%
2021
17,992
19,073
37,065
51.46%
39.17%
2020
15,138
15,254
30,392
50.19%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3
9
12
75.00%
83.87%
2024
0
0
0
0.00%
81.44%
2023
3
12
15
80.00%
74.87%
2022
3
12
15
80.00%
72.69%
2021
1
9
10
90.00%
79.01%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
46
167
213
78.40%
13.25%
2024
1
1
2
50.00%
12.32%
2023
7
16
23
69.57%
16.34%
2022
44
132
176
75.00%
11.13%
2021
39
139
178
78.09%
18.93%
2020
41
150
191
78.53%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
23,338
14,716
38,054
38.67%
45.21%
2024
10,903
7,287
18,190
40.06%
45.23%
2023
25,465
12,400
37,865
32.75%
44.64%
2022
27,388
8,586
35,974
23.87%
46.15%
2021
27,283
7,374
34,657
21.28%
46.87%
2020
23,776
5,742
29,518
19.45%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
104
21
125
16.80%
34.83%
2024
0
0
0
0.00%
35.33%
2023
158
49
207
23.67%
35.67%
2022
185
61
246
24.80%
37.14%
2021
193
55
248
22.18%
35.46%
2020
173
44
217
20.28%
33.86%