C
Esurance Ins Co of NJ
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4,158
1,548
5,706
27.13%
23.31%
2023
5,686
2,437
8,123
30.00%
22.83%
2022
5,945
2,336
8,281
28.21%
23.10%
2021
6,955
2,309
9,264
24.92%
22.81%
2020
5,160
1,782
6,942
25.67%
21.51%
2019
7,021
2,521
9,542
26.42%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3
11
14
78.57%
39.58%
2023
23
29
52
55.77%
36.96%
2022
71
73
144
50.69%
37.07%
2021
197
256
453
56.51%
39.17%
2020
212
213
425
50.12%
35.42%
2019
155
143
298
47.99%
35.34%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,314
1,414
2,728
51.83%
45.22%
2023
1,922
2,254
4,176
53.98%
44.64%
2022
1,515
2,362
3,877
60.92%
46.15%
2021
1,820
2,185
4,005
54.56%
46.87%
2020
1,619
2,128
3,747
56.79%
43.90%
2019
2,668
3,079
5,747
53.58%
42.09%