B
GEICO Indemnity Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (6.7 on a scale of 0 to 10) despite. Strengths include potentially strong support from affiliation with Berkshire Hathaway Inc. Strong long-term capitalization index (8.3) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.4) that helps to protect the company against sharp claims increases.
Other Rating Factors: Superior liquidity (10.0) with ample operational cash flow and liquid investments. Weak profitability index (2.3) with operating gains in each of the last five years. Return on equity has been fair, averaging 5.0% over the past five years.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (100.0%)
Licensed in: All states
Principal Investments: Common stock (93.5%), investment grade bonds (5.7%), other (0.8%)
Ratios
Premium to Surplus
Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
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Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Berkshire Hathaway Inc
Investment Rating
--
Company Address
5260 Western Avenue
Chevy Chase, MD 20815
Phone Number
(301) 986-3880
NAIC Number
22055
Largest Affiliates
A
Omaha, NE - P&C
A
Chevy Chase, MD - P&C
A
Omaha, NE - P&C
B
Stamford, CT - P&C