Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
9,658
1,248
10,906
11.44%
23.31%
2023
4,128
606
4,734
12.80%
22.83%
2022
591
330
921
35.83%
23.10%
2021
316
155
471
32.91%
22.81%
2020
311
73
384
19.01%
21.51%
2019
504
175
679
25.77%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
585
364
949
38.36%
47.44%
2023
463
334
797
41.91%
47.29%
2022
295
168
463
36.29%
45.44%
2021
229
107
336
31.85%
44.40%
2020
251
113
364
31.04%
42.45%
2019
561
217
778
27.89%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
119
240
359
66.85%
41.75%
2023
110
283
393
72.01%
38.64%
2022
82
198
280
70.71%
39.39%
2021
89
171
260
65.77%
40.41%
2020
85
215
300
71.67%
48.09%
2019
105
134
239
56.07%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2020
0
0
0
0.00%
35.42%
2019
209
97
306
31.70%
35.34%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
130
130
100.00%
96.06%
2023
1
206
207
99.52%
95.22%
2022
7
283
290
97.59%
96.00%
2021
92
230
322
71.43%
93.58%
2020
12
83
95
87.37%
94.02%
2019
0
11
11
100.00%
94.59%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
3
80
83
96.39%
92.29%
2023
0
76
76
100.00%
92.52%
2022
3
118
121
97.52%
92.14%
2021
0
48
48
100.00%
91.74%
2020
41
186
227
81.94%
93.85%
2019
49
249
298
83.56%
93.92%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
26
2,321
2,347
98.89%
81.35%
2023
15
1,960
1,975
99.24%
74.87%
2022
12
1,352
1,364
99.12%
72.69%
2021
8
869
877
99.09%
79.01%
2020
6
680
686
99.13%
80.13%
2019
4
651
655
99.39%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,709
1,160
2,869
40.43%
12.20%
2023
1,714
1,311
3,025
43.34%
16.34%
2022
1,566
1,617
3,183
50.80%
11.13%
2021
1,003
1,267
2,270
55.81%
18.93%
2020
75
386
461
83.73%
20.93%
2019
124
477
601
79.37%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
4,208
289
4,497
6.43%
45.22%
2023
3,123
197
3,320
5.93%
44.64%
2022
193
13
206
6.31%
46.15%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
1
1
100.00%
84.35%
2023
0
1
1
100.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
64.47%
2023
0
0
0
0.00%
62.55%
2022
0
2
2
100.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
542
739
1,281
57.69%
35.33%
2023
547
571
1,118
51.07%
35.67%
2022
349
395
744
53.09%
37.14%
2021
558
432
990
43.64%
35.46%
2020
556
361
917
39.37%
33.86%
2019
1,139
530
1,669
31.76%
34.01%