Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
65,451
9,256
74,707
12.39%
22.82%
2022
63,754
10,248
74,002
13.85%
23.10%
2021
61,952
7,936
69,888
11.36%
22.81%
2020
58,884
7,761
66,645
11.65%
21.51%
2019
74,951
11,307
86,258
13.11%
22.66%
2018
83,327
12,019
95,346
12.61%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
2,088
1,935
4,023
48.10%
47.27%
2022
1,992
1,881
3,873
48.57%
45.41%
2021
1,790
1,775
3,565
49.79%
44.40%
2020
2,130
2,247
4,377
51.34%
42.42%
2019
2,810
1,979
4,789
41.32%
44.33%
2018
2,848
1,598
4,446
35.94%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
5,818
5,691
11,509
49.45%
38.64%
2022
5,642
5,152
10,794
47.73%
39.39%
2021
6,955
6,095
13,050
46.70%
40.41%
2020
6,754
12,292
19,046
64.54%
48.09%
2019
6,705
6,043
12,748
47.40%
43.30%
2018
6,862
6,386
13,248
48.20%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
10,871
8,115
18,986
42.74%
36.96%
2022
8,910
7,714
16,624
46.40%
37.08%
2021
11,167
9,797
20,964
46.73%
39.17%
2020
14,026
10,750
24,776
43.39%
35.42%
2019
13,709
9,522
23,231
40.99%
35.34%
2018
16,583
10,882
27,465
39.62%
34.35%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
0
0
0.00%
95.21%
2022
1
0
1
0.00%
96.00%
2021
0
0
0
0.00%
93.58%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
0
0
0.00%
92.52%
2022
2
0
2
0.00%
92.14%
2021
0
0
0
0.00%
91.74%
2020
0
0
0
0.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
10
59
69
85.51%
74.81%
2022
10
35
45
77.78%
73.22%
2021
23
51
74
68.92%
79.01%
2020
-11
42
31
135.48%
80.13%
2019
9
96
105
91.43%
77.47%
2018
6
67
73
91.78%
77.10%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
140
647
787
82.21%
16.34%
2022
168
603
771
78.21%
11.13%
2021
161
738
899
82.09%
18.93%
2020
207
721
928
77.69%
20.93%
2019
296
1,050
1,346
78.01%
16.90%
2018
213
1,254
1,467
85.48%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
15,307
8,630
23,937
36.05%
44.64%
2022
14,955
8,892
23,847
37.29%
46.15%
2021
14,914
7,922
22,836
34.69%
46.87%
2020
15,570
7,146
22,716
31.46%
43.90%
2019
22,242
10,672
32,914
32.42%
42.09%
2018
25,926
11,358
37,284
30.46%
39.60%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
1
1
100.00%
68.07%
2022
0
1
1
100.00%
77.84%
2021
0
1
1
100.00%
84.45%
2020
0
1
1
100.00%
83.02%
2019
0
1
1
100.00%
81.57%
2018
0
1
1
100.00%
88.64%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
7
39
46
84.78%
62.55%
2022
11
52
63
82.54%
56.52%
2021
16
70
86
81.40%
62.74%
2020
13
56
69
81.16%
61.51%
2019
17
50
67
74.63%
70.02%
2018
16
74
90
82.22%
70.45%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
15,514
11,739
27,253
43.07%
35.70%
2022
14,913
11,237
26,150
42.97%
37.14%
2021
13,777
9,702
23,479
41.32%
35.46%
2020
11,918
8,386
20,304
41.30%
33.86%
2019
17,377
9,818
27,195
36.10%
34.01%
2018
17,204
9,757
26,961
36.19%
32.34%