B
Horace Mann Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.50
Risk Adjusted
Capital Ratio #2
1.70
Loss
Ratio
77.71%
Total
Assets
550.97M
Capital
180.80M
Net
Premiums
318.51M
Net
Income
11.12M
My Lists My Alerts
Weiss Ratings Horace Mann Ins Co
Springfield, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Capitalization Index 8.00
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 4.00
Reserve Adequacy Index 5.70
Stability Index 6.50
Company Info Horace Mann Ins Co
Springfield, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 22578
Phone Number (217) 789-2500
Website www.horacemann.com
Address One Horace Mann Plaza Springfield, IL 62715
Balance Sheet Horace Mann Ins Co
Springfield, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 550.97M
Capital and Reserves Horace Mann Ins Co
Springfield, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 2.50
Risk-Adjusted Capital Ratio #2 1.70
1-Year Reserve Development 310.00%
2-Year Reserve Development 720.00%
Capital 180.80M
Premium to Surplus 190.00%
Reserves to Surplus 80.00%
Investments Horace Mann Ins Co
Springfield, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Horace Mann Ins Co
Springfield, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 77.71%
Net Premium Growth 10.00%
Other Medical Horace Mann Ins Co
Springfield, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Horace Mann Ins Co
Springfield, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 11.12M
Net Premium 318.51M
Health Premium --