Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
218
114
332
34.34%
22.80%
2023
175
62
237
26.16%
22.83%
2022
201
91
292
31.16%
23.10%
2021
211
111
322
34.47%
22.81%
2020
282
191
473
40.38%
21.51%
2019
586
141
727
19.39%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
114
120
234
51.28%
47.78%
2023
104
105
209
50.24%
47.29%
2022
134
139
273
50.92%
45.44%
2021
158
175
333
52.55%
44.40%
2020
183
189
372
50.81%
42.45%
2019
250
249
499
49.90%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
9
11
20
55.00%
41.49%
2023
11
10
21
47.62%
38.64%
2022
12
13
25
52.00%
39.39%
2021
54
77
131
58.78%
40.41%
2020
53
181
234
77.35%
48.09%
2019
53
350
403
86.85%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
570
423
993
42.60%
39.63%
2023
3
5
8
62.50%
36.96%
2022
434
245
679
36.08%
37.07%
2021
1,258
850
2,108
40.32%
39.17%
2020
693
390
1,083
36.01%
35.42%
2019
387
290
677
42.84%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
29
30
96.67%
81.20%
2023
0
17
17
100.00%
74.87%
2022
0
9
9
100.00%
72.69%
2021
0
1
1
100.00%
79.01%
2020
0
0
0
0.00%
80.13%
2019
0
0
0
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
3
9
12
75.00%
12.77%
2023
3
10
13
76.92%
16.34%
2022
4
11
15
73.33%
11.13%
2021
4
15
19
78.95%
18.93%
2020
11
17
28
60.71%
20.93%
2019
20
25
45
55.56%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
45.00%
2023
0
0
0
0.00%
44.64%
2022
0
0
0
0.00%
46.15%
2021
8
7
15
46.67%
46.87%
2020
65
134
199
67.34%
43.90%
2019
478
91
569
15.99%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
2
2
100.00%
64.02%
2023
1
1
2
50.00%
62.55%
2022
1
1
2
50.00%
56.52%
2021
1
1
2
50.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
1
1
100.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
1
2
50.00%
35.29%
2023
2
1
3
33.33%
35.67%
2022
2
2
4
50.00%
37.14%
2021
1
3
4
75.00%
35.46%
2020
3
3
6
50.00%
33.86%
2019
2
1
3
33.33%
34.01%