Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
1,354
382
1,736
22.00%
22.82%
2022
1,433
368
1,801
20.43%
23.10%
2021
1,457
246
1,703
14.45%
22.81%
2020
1,390
247
1,637
15.09%
21.51%
2019
1,621
328
1,949
16.83%
22.66%
2018
1,774
337
2,111
15.96%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
918
224
1,142
19.61%
47.27%
2022
985
245
1,230
19.92%
45.41%
2021
913
222
1,135
19.56%
44.40%
2020
914
185
1,099
16.83%
42.42%
2019
1,247
263
1,510
17.42%
44.33%
2018
1,416
290
1,706
17.00%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
541
277
818
33.86%
38.64%
2022
538
302
840
35.95%
39.39%
2021
552
250
802
31.17%
40.41%
2020
688
733
1,421
51.58%
48.09%
2019
740
343
1,083
31.67%
43.30%
2018
848
409
1,257
32.54%
41.13%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
2
2
100.00%
95.21%
2022
0
1
1
100.00%
96.00%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
1
1
100.00%
92.52%
2022
0
3
3
100.00%
92.14%
2021
0
1
1
100.00%
91.74%
2020
0
4
4
100.00%
93.85%
2019
0
5
5
100.00%
93.92%
2018
0
3
3
100.00%
92.98%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
1
0
1
0.00%
73.22%
2021
1
1
2
50.00%
79.01%
2019
1
0
1
0.00%
77.47%
2018
1
0
1
0.00%
77.10%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
69
69
138
50.00%
16.34%
2022
96
94
190
49.47%
11.13%
2021
92
89
181
49.17%
18.93%
2020
95
94
189
49.74%
20.93%
2019
137
124
261
47.51%
16.90%
2018
134
107
241
44.40%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
1
1
2
50.00%
46.15%
2020
4
0
4
0.00%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
18
16
34
47.06%
62.55%
2022
16
13
29
44.83%
56.52%
2021
17
5
22
22.73%
62.74%
2020
17
15
32
46.88%
61.51%
2019
15
8
23
34.78%
70.02%
2018
21
6
27
22.22%
70.45%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
1,674
475
2,149
22.10%
35.70%
2022
1,558
535
2,093
25.56%
37.14%
2021
1,480
464
1,944
23.87%
35.46%
2020
1,470
357
1,827
19.54%
33.86%
2019
1,930
476
2,406
19.78%
34.01%
2018
1,930
501
2,431
20.61%
32.34%
