B
Shelter General Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.40
Risk Adjusted
Capital Ratio #2
1.20
Loss
Ratio
80.46%
Total
Assets
192.37M
Capital
67.47M
Net
Premiums
103.44M
Net
Income
-1.41M
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Weiss Ratings Shelter General Ins Co
Columbia, MO 		Click to
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Rating B
Capitalization Index 7.20
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 2.90
Reserve Adequacy Index 4.50
Stability Index 6.30
Company Info Shelter General Ins Co
Columbia, MO 		Click to
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Industry P&C
NAIC Number 23361
Phone Number (573) 445-8441
Website www.shelterinsurance.com
Address 1817 West Broadway Columbia, MO 65218
Balance Sheet Shelter General Ins Co
Columbia, MO 		Click to
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Total Assets 192.37M
Capital and Reserves Shelter General Ins Co
Columbia, MO 		Click to
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Risk-Adjusted Capital Ratio #1 1.40
Risk-Adjusted Capital Ratio #2 1.20
1-Year Reserve Development -90.00%
2-Year Reserve Development 1,000.00%
Capital 67.47M
Premium to Surplus 150.00%
Reserves to Surplus 100.00%
Investments Shelter General Ins Co
Columbia, MO 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 5.46%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Shelter General Ins Co
Columbia, MO 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 100.00%
Expense Ratio 20.00%
Loss Ratio 80.46%
Net Premium Growth 30.00%
Other Medical Shelter General Ins Co
Columbia, MO 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Shelter General Ins Co
Columbia, MO 		Click to
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Net Income -1.41M
Net Premium 103.44M
Health Premium --