B
Shelter Mutual Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.80
Risk Adjusted
Capital Ratio #2
1.40
Loss
Ratio
80.13%
Total
Assets
4.68B
Capital
2.36B
Net
Premiums
2.72B
Net
Income
51.08M
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Weiss Ratings Shelter Mutual Ins Co
Columbia, MO 		Click to
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Rating B
Capitalization Index 7.60
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 3.40
Reserve Adequacy Index 7.00
Stability Index 8.00
Company Info Shelter Mutual Ins Co
Columbia, MO 		Click to
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Industry P&C
NAIC Number 23388
Phone Number (573) 445-8441
Website www.shelterinsurance.com
Address 1817 West Broadway Columbia, MO 65218
Balance Sheet Shelter Mutual Ins Co
Columbia, MO 		Click to
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Total Assets 4.68B
Capital and Reserves Shelter Mutual Ins Co
Columbia, MO 		Click to
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Risk-Adjusted Capital Ratio #1 1.80
Risk-Adjusted Capital Ratio #2 1.40
1-Year Reserve Development 70.00%
2-Year Reserve Development -20.00%
Capital 2.36B
Premium to Surplus 120.00%
Reserves to Surplus 40.00%
Investments Shelter Mutual Ins Co
Columbia, MO 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 26.01%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Shelter Mutual Ins Co
Columbia, MO 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 110.00%
Expense Ratio 30.00%
Loss Ratio 80.13%
Net Premium Growth 20.00%
Other Medical Shelter Mutual Ins Co
Columbia, MO 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Shelter Mutual Ins Co
Columbia, MO 		Click to
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Net Income 51.08M
Net Premium 2.72B
Health Premium --