Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
78
4
82
4.88%
22.80%
2023
148
6
154
3.90%
22.83%
2022
227
5
232
2.16%
23.10%
2021
187
4
191
2.09%
22.81%
2020
167
5
172
2.91%
21.51%
2019
113
4
117
3.42%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
76
18
94
19.15%
47.78%
2023
86
10
96
10.42%
47.29%
2022
117
2
119
1.68%
45.44%
2021
92
1
93
1.08%
44.40%
2020
58
7
65
10.77%
42.45%
2019
60
7
67
10.45%
44.33%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
9
10
90.00%
81.20%
2023
0
2
2
100.00%
74.87%
2022
0
2
2
100.00%
72.69%
2021
1
0
1
0.00%
79.01%
2020
1
3
4
75.00%
80.13%
2019
1
8
9
88.89%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
43
4
47
8.51%
12.77%
2023
39
7
46
15.22%
16.34%
2022
37
5
42
11.90%
11.13%
2021
44
4
48
8.33%
18.93%
2020
47
8
55
14.55%
20.93%
2019
56
8
64
12.50%
16.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
14
2
16
12.50%
64.02%
2023
16
10
26
38.46%
62.55%
2022
15
8
23
34.78%
56.52%
2021
24
2
26
7.69%
62.74%
2020
21
2
23
8.70%
61.51%
2019
27
2
29
6.90%
70.02%