C
Drivers Edge Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.98
Risk Adjusted
Capital Ratio #2
1.85
Loss
Ratio
80.52%
Total
Assets
7.14M
Capital
7.11M
Net
Premiums
0.00
Net
Income
43.73K
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Weiss Ratings Drivers Edge Ins Co
Traverse City, MI 		Click to
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Rating C
Capitalization Index 8.30
Investment Safety Index --
Liquidity Index 7.00
Profitability Index 2.40
Reserve Adequacy Index 6.20
Stability Index 1.90
Company Info Drivers Edge Ins Co
Traverse City, MI 		Click to
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Industry P&C
NAIC Number 23795
Phone Number (877) 922-9701
Website www.hagerty.com
Address 121 Drivers Edge Traverse City, MI 49684
Balance Sheet Drivers Edge Ins Co
Traverse City, MI 		Click to
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Total Assets 7.14M
Capital and Reserves Drivers Edge Ins Co
Traverse City, MI 		Click to
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Risk-Adjusted Capital Ratio #1 1.98
Risk-Adjusted Capital Ratio #2 1.85
1-Year Reserve Development -2,450.00%
2-Year Reserve Development -470.00%
Capital 7.11M
Premium to Surplus 10.00%
Reserves to Surplus --
Investments Drivers Edge Ins Co
Traverse City, MI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Drivers Edge Ins Co
Traverse City, MI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 40.00%
Combined Ratio 440.00%
Expense Ratio 360.00%
Loss Ratio 80.52%
Net Premium Growth -90.00%
Other Medical Drivers Edge Ins Co
Traverse City, MI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Drivers Edge Ins Co
Traverse City, MI 		Click to
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Net Income 43.73K
Net Premium 0.00
Health Premium --