Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2,527
2,747
5,274
52.09%
22.80%
2023
390
158
548
28.83%
22.83%
2022
4,837
1,065
5,902
18.04%
23.10%
2021
2,084
355
2,439
14.56%
22.81%
2020
3,755
521
4,276
12.18%
21.51%
2019
5,534
786
6,320
12.44%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
40
17
57
29.82%
47.78%
2023
0
0
0
0.00%
47.29%
2022
50
19
69
27.54%
45.44%
2021
41
17
58
29.31%
44.40%
2020
42
18
60
30.00%
42.45%
2019
80
33
113
29.20%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
6
2
8
25.00%
41.49%
2023
8
3
11
27.27%
38.64%
2022
6
3
9
33.33%
39.39%
2021
6
2
8
25.00%
40.41%
2020
6
5
11
45.45%
48.09%
2019
7
3
10
30.00%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
69
226
295
76.61%
39.63%
2023
53
24
77
31.17%
36.96%
2022
117
230
347
66.28%
37.07%
2021
119
78
197
39.59%
39.17%
2020
260
100
360
27.78%
35.42%
2019
256
104
360
28.89%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
12.77%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
356
1,278
1,634
78.21%
45.00%
2023
135
85
220
38.64%
44.64%
2022
881
781
1,662
46.99%
46.15%
2021
467
242
709
34.13%
46.87%
2020
920
365
1,285
28.40%
43.90%
2019
1,551
585
2,136
27.39%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
64.02%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%