A
Norfolk & Dedham Mutl Fire Ins
Dedham,  MA
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.41
Risk Adjusted
Capital Ratio #2
1.59
Loss
Ratio
56.66%
Total
Assets
767.89M
Capital
366.14M
Net
Premiums
315.19M
Net
Income
18.60M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
6,029
386
6,415
6.02%
23.88%
2024
5,811
346
6,157
5.62%
23.31%
2023
4,445
317
4,762
6.66%
22.83%
2022
0
0
0
0.00%
23.10%
2021
3,722
267
3,989
6.69%
22.81%
2020
3,335
201
3,536
5.68%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
79
8
87
9.20%
49.08%
2024
77
11
88
12.50%
47.46%
2023
80
9
89
10.11%
47.29%
2022
0
0
0
0.00%
45.44%
2021
84
5
89
5.62%
44.40%
2020
63
11
74
14.86%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
368
145
513
28.27%
42.44%
2024
247
188
435
43.22%
41.75%
2023
401
282
683
41.29%
38.64%
2022
0
0
0
0.00%
39.39%
2021
362
245
607
40.36%
40.41%
2020
338
172
510
33.73%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
827
177
1,004
17.63%
38.98%
2024
634
223
857
26.02%
39.58%
2023
786
273
1,059
25.78%
36.96%
2022
0
0
0
0.00%
37.07%
2021
927
325
1,252
25.96%
39.17%
2020
929
260
1,189
21.87%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
1
2
50.00%
13.25%
2024
0
1
1
100.00%
12.32%
2023
0
1
1
100.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
1
0
1
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,465
198
1,663
11.91%
45.21%
2024
1,187
121
1,308
9.25%
45.23%
2023
768
90
858
10.49%
44.64%
2022
0
0
0
0.00%
46.15%
2021
624
75
699
10.73%
46.87%
2020
579
90
669
13.45%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
29
13
42
30.95%
34.83%
2024
17
44
61
72.13%
35.33%
2023
10
42
52
80.77%
35.67%
2022
0
0
0
0.00%
37.14%
2021
6
30
36
83.33%
35.46%
2020
1
44
45
97.78%
33.86%