Major Rating Factors:
History of adequate reserve strength (6.2 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good overall profitability index (6.6). Good liquidity (6.2) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Good overall results on stability tests (6.7) despite. Stability strengths include good operational trends and excellent risk diversification. The largest net exposure for one risk is acceptable at 2.1% of capital. Strong long-term capitalization index (8.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Stability Factors:
Principal Lines of Business:
Personal/comm auto (24.7%), homeowners (19.1%), fin guar/surety (7.8%), comm multi (7.7%), work comp (3.6%), fire (2.6%), farmowners (0.9%), med mal (0.8%), product liab. (0.4%), other (32.4%)
Licensed in:
All states and GU
Principal Investments:
Investment grade bonds (59.9%), non investment grade bonds (8.1%), common stock (1.5%), preferred stock (0.1%), other (30.3%)
Corporate Info
Group Affiliation
Liberty Mutual Holding Co Inc
Investment Rating
--
Company Address
175 Berkeley Street
Boston, MA 02116
Boston, MA 02116
Phone Number
(617) 357-9500
NAIC Number
24074
Largest Affiliates