Major Rating Factors:
History of adequate reserve strength (6.5 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good overall profitability index (6.6). Good liquidity (6.3) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Good overall results on stability tests (6.8) despite. Stability strengths include good operational trends and excellent risk diversification. The largest net exposure for one risk is conservative at 1.9% of capital. Strong long-term capitalization index (8.5) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Stability Factors:
Principal Lines of Business:
Personal/comm auto (35.1%), homeowners (33.5%), fire (5.5%), comm multi (2.5%), fin guar/surety (1.7%), work comp (1.3%), med mal (0.4%), farmowners (0.3%), product liab. (0.2%), other (19.5%)
Licensed in:
All states and GU
Principal Investments:
Investment grade bonds (55.6%), non investment grade bonds (9.0%), common stock (3.9%), preferred stock (0.3%), other (31.3%)
Corporate Info
Group Affiliation
Liberty Mutual Holding Co Inc
Investment Rating
--
Company Address
175 Berkeley Street
Boston, MA 02116
Boston, MA 02116
Phone Number
(617) 357-9500
NAIC Number
24740
Website
Largest Affiliates