D
Root Property & Cas Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.69
Risk Adjusted
Capital Ratio #2
0.52
Loss
Ratio
66.83%
Total
Assets
550.81M
Capital
143.26M
Net
Premiums
318.30M
Net
Income
37.36M
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Weiss Ratings Root Property & Cas Ins Co
Columbus, OH 		Click to
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Rating D
Capitalization Index 2.00
Investment Safety Index --
Liquidity Index 2.80
Profitability Index 3.40
Reserve Adequacy Index 6.90
Stability Index 4.10
Company Info Root Property & Cas Ins Co
Columbus, OH 		Click to
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Industry P&C
NAIC Number 24503
Phone Number (866) 980-9431
Website www.joinroot.com
Address 80 East Rich Street Columbus, OH 43215
Balance Sheet Root Property & Cas Ins Co
Columbus, OH 		Click to
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Total Assets 550.81M
Capital and Reserves Root Property & Cas Ins Co
Columbus, OH 		Click to
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Risk-Adjusted Capital Ratio #1 0.69
Risk-Adjusted Capital Ratio #2 0.52
1-Year Reserve Development -1,070.00%
2-Year Reserve Development -1,060.00%
Capital 143.26M
Premium to Surplus 220.00%
Reserves to Surplus 70.00%
Investments Root Property & Cas Ins Co
Columbus, OH 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 23.12%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Root Property & Cas Ins Co
Columbus, OH 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 80.00%
Expense Ratio 20.00%
Loss Ratio 66.83%
Net Premium Growth 340.00%
Other Medical Root Property & Cas Ins Co
Columbus, OH 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Root Property & Cas Ins Co
Columbus, OH 		Click to
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Net Income 37.36M
Net Premium 318.30M
Health Premium --