Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
641
42
683
6.15%
23.31%
2023
688
50
738
6.78%
22.83%
2022
678
45
723
6.22%
23.10%
2021
607
39
646
6.04%
22.81%
2020
531
33
564
5.85%
21.51%
2019
639
47
686
6.85%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
13
24
37
64.86%
47.44%
2023
14
23
37
62.16%
47.29%
2022
13
20
33
60.61%
45.44%
2021
13
17
30
56.67%
44.40%
2020
14
16
30
53.33%
42.45%
2019
22
19
41
46.34%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
7
10
17
58.82%
41.75%
2023
8
8
16
50.00%
38.64%
2022
8
8
16
50.00%
39.39%
2021
10
9
19
47.37%
40.41%
2020
11
20
31
64.52%
48.09%
2019
12
21
33
63.64%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
185
10
195
5.13%
39.58%
2023
203
12
215
5.58%
36.96%
2022
166
10
176
5.68%
37.07%
2021
178
11
189
5.82%
39.17%
2020
170
8
178
4.49%
35.42%
2019
140
6
146
4.11%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
81.35%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
2019
0
0
0
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
3
3
100.00%
12.20%
2023
0
4
4
100.00%
16.34%
2022
0
4
4
100.00%
11.13%
2021
0
1
1
100.00%
18.93%
2020
0
1
1
100.00%
20.93%
2019
0
3
3
100.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
98
24
122
19.67%
45.22%
2023
105
23
128
17.97%
44.64%
2022
97
26
123
21.14%
46.15%
2021
90
21
111
18.92%
46.87%
2020
85
16
101
15.84%
43.90%
2019
122
20
142
14.08%
42.09%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
2019
0
0
0
0.00%
81.57%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
64.47%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
35
3
38
7.89%
35.33%
2023
35
4
39
10.26%
35.67%
2022
36
6
42
14.29%
37.14%
2021
34
0
34
0.00%
35.46%
2020
32
4
36
11.11%
33.86%
2019
48
0
48
0.00%
34.01%