Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
956
202
1,158
17.44%
23.88%
2024
959
54
1,013
5.33%
23.31%
2023
740
19
759
2.50%
22.83%
2022
533
18
551
3.27%
23.10%
2021
556
11
567
1.94%
22.81%
2020
1,236
409
1,645
24.86%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
969
358
1,327
26.98%
49.08%
2024
808
24
832
2.88%
47.46%
2023
860
28
888
3.15%
47.29%
2022
841
12
853
1.41%
45.44%
2021
865
13
878
1.48%
44.40%
2020
1,108
26
1,134
2.29%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
6
9
15
60.00%
42.44%
2024
14
12
26
46.15%
41.75%
2023
32
38
70
54.29%
38.64%
2022
27
35
62
56.45%
39.39%
2021
30
39
69
56.52%
40.41%
2020
17
39
56
69.64%
48.09%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3
2
5
40.00%
95.15%
2024
4
0
4
0.00%
96.08%
2023
3
0
3
0.00%
95.22%
2022
7
0
7
0.00%
96.00%
2021
4
2
6
33.33%
93.58%
2020
8
1
9
11.11%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
1
0
1
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
2021
1
0
1
0.00%
91.74%
2020
0
0
0
0.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
80
5
85
5.88%
83.87%
2024
175
6
181
3.31%
81.44%
2023
166
23
189
12.17%
74.87%
2022
49
1
50
2.00%
72.69%
2021
41
0
41
0.00%
79.01%
2020
13
0
13
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,343
673
2,016
33.38%
13.25%
2024
1,603
786
2,389
32.90%
12.32%
2023
1,837
878
2,715
32.34%
16.34%
2022
2,163
942
3,105
30.34%
11.13%
2021
2,059
935
2,994
31.23%
18.93%
2020
1,876
634
2,510
25.26%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2020
0
0
0
0.00%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
63.59%
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
19
8
27
29.63%
34.83%
2024
28
5
33
15.15%
35.33%
2023
11
9
20
45.00%
35.67%
2022
9
5
14
35.71%
37.14%
2021
29
3
32
9.38%
35.46%
2020
30
4
34
11.76%
33.86%